1 2022 Insurance Barometer Study, LIMRA, Life Happens. April 2022. page 7. 2 LIMRA: Facts of Life and Annuities, 2022 Protective and Protective Life refer to Protective Life Insurance Company (PLICO) and its afÏliates, including Protective Life and Annuity Company (PLAIC). PLICO, founded in 1907, is located in Nashville, TN, and is licensed in all states excluding New York. PLAIC is located in Birmingham, AL, and is licensed in New York. Product availability and features may vary by state. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims paying ability of the issuing company. The Protective trademarks, logos and service marks are property of Protective Life Insurance Company and are protected by copyright, trademark, and/or other proprietary rights and laws. Not FDIC/NCUA Insured Not Bank or Credit Union Guaranteed Not a Deposit Not Insured By Any Federal Government Agency May Lose Value CLA.4848102 (10.24) For Financial Professional Use Only. Not for Use With Consumers.