For Financial Professional Use Only. Not for Use With Consumers. 28 Clients can adjust income as they see fit with the SecurePay Reserve Benefit The SecurePay Reserve benefit is included with the Protective Aspirations variable annuity optional protected lifetime income benefits — SecurePay Protector and SecurePay Investor. Clients can defer up to a maximum of three times their current annual withdrawal amount. When they’re ready to access their balance, they can withdraw up to the entire amount, plus the annual withdrawal amount available in the current year. Once your client begins taking income*, they may withdraw the full annual withdrawal amount from their contract each year, or choose to take a smaller amount and utilize the SecurePay Reserve benefit , which allows them to rollover the difference into subsequent years. In the following year(s), they can take all or a portion of their reserved amount until it is depleted . Once depleted, they may use the SecurePay Reserve Benefit to continue to defer payments. How the SecurePay Reserve benefit works *Applies to income benefit payments, not contract annuitization. Download