Clients can adjust income as they see fit with the SecurePay Reserve Benefit The SecurePay Reserve benefit is included with the Protective Aspirations variable annuity optional protected lifetime income benefits — SecurePay Protector and SecurePay Investor. How the SecurePay Reserve benefit works Once your client begins Clients can defer up to a In the following year(s), taking income*, they may maximum of three times they can take all or a withdraw the full annual their current annual portion of their reserved withdrawal amount from withdrawal amount. amount until it is depleted. their contract each year, or When they’re ready to Once depleted, they may choose to take a smaller access their balance, they use the SecurePay Reserve amount and utilize the can withdraw up to the entire Benefit to continue to defer SecurePay Reserve benefit, amount, plus the annual payments. which allows them to rollover withdrawal amount available the difference into in the current year. subsequent years. *Applies to income benefit payments, not contract annuitization. Download 28 For Financial Professional Use Only. Not for Use With Consumers.