29 For Financial Professional U se Only. Not for U se With Consumers. Jane is a 65-year-old female who’s considering adding a variable annuity to her portfolio. After consulting with her financial professional, she invests in a Protective Aspirations variable annuity with the SecurePay Protector benefit . The chart below shows how Jane used the SecurePay Reserve benefit to support her income needs in retirement. This chart is hypothetical and for illustrative use only. It is intended solely to demonstrate the SecurePay Reserve benefit. The chart is not intended to forecast, imply or guarantee performance of any investment. Actual performance may vary. This hypothetical example assumes a 65 year-old female makes a single premium investment of $200,000 in Protective Aspirations variable annuity with the SecurePay Protector benefit selected at issue. There is no deferral period and she elects to begin taking her SecurePay Protector withdrawals at age 65 at a 6.00% withdrawal rate. She defers her annual withdrawal amount using the SecurePay Reserve feature at ages 72, 73, and 75 until her account reaches the maximum deferred amount. At age 76 she elects to take her full reserved amount plus her current year AWA. Once benefit withdrawals have begun, you may take less than the annual withdrawal amount and reserve the remainder for later. The reserve can be no larger than: 1) 3x the annual withdrawal amount or 2) the current account value. Withdrawals are taken from the reserve first, then the annual withdrawal amount. Actual amount withdrawn Annual withdrawal amount (AWA) Reserve amount 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 Jane withdraws the full reserve amount (3x her annual withdrawal amount) using SecurePay Reserve. She is also able to withdrawal her current year's benefit of $12,000, making her total withdrawal amount $48,000. Jane begins income with a maximum annual withdrawal amount of $12,000. At 72, Jane gains another income source and decides to defer all of her annual withdrawal amount. Jane now decides to take a trip and help her grandchildren with college expenses and takes a $12,000 withdrawal. Jane's reserved amount reaches the maximum value (3x her annual withdrawal amount) of $36,000. Now that Jane’s reserve amount is depleted, she can start taking her usual $12,000/year withdrawals, or take less and continue to defer funds by using SecurePay Reserve to rollover the excess income. Age Withdrawal amount $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 $0 JANE