AVAILABLE DURING ACCUMULATION AND DISTRIBUTION Take a turnkey approach with preselected allocation options available with SecurePay Protector benefit Available during both accumulation and distribution, the SecurePay Protector benefit includes preselected allocations for a more simplified investment option. This approach still offers some customization based on your clients’ growth goals and investment risk tolerance. Target allocation Growth Balanced Balanced Balanced Moderate Income Focus Growth Towards Growth & Towards Income Focus Growth Income Income % % % % % % % % % % % % % % 80 20 70 30 60 40 50 50 40 60 30 70 20 80 Equity Fixed Income 18 For Financial Professional Use Only. Not for Use With Consumers.