® Protective Lifetime Assurance UL | What happens next? What happens next? If you decide a Protective Lifetime Assurance UL policy is right for you, the application process begins. Your 昀椀nancial professional will ask you to sign some forms and might need to ask a few medical questions. This is also when you will complete the application and select your face amount and any optional bene昀椀ts or riders. In most cases, a medical professional will then contact you to schedule a life insurance physical examination, usually completed in your own home. At this point, your application will be sent to Protective for the underwriting process. This is where we review the information on your application and the results of your physical examination. Depending on your medical history and exam results, medical records or additional underwriting requirements may be required to determine your health risk and quali昀椀cation for the policy. This process generally takes a few weeks. If approved, you will receive a copy of your policy. You should 昀椀le this with your other important documents and also notify your bene昀椀ciaries. To retain the guarantee of coverage, you should pay your premiums according to the amount and schedule you set. It's important to regularly review your policy and annual report to make sure your strategy is still aligned with your goals. Universal life insurance can provide a variety of bene昀椀ts and features that may be appropriate for your 昀椀nancial circumstances. Protective Lifetime Assurance UL pairs straight- forward, guaranteed protection with stable and predictable payments, so you always know what to expect out of your policy. 4