What happens next? If you decide that a Protective Indexed Choice UL policy is right for you, the application process begins. With your 昀椀nancial professional, you’ll start by signing some forms and answering a few medical questions. You’ll also complete the application and select your face amount (death bene昀椀t) and any optional bene昀椀ts or riders. In most cases, a medical professional will then contact you to schedule a life insurance physical examination, usually in your own home. Your application is then sent to Protective for underwriting, where, over the next few weeks, your application physical exam results are reviewed. Medical records or additional underwriting criteria may be required to determine your health risk and quali昀椀cation for the policy. If approved, you will receive a copy of your policy. Be sure to 昀椀le this with your other important documents, notify your bene昀椀ciaries and begin paying your premiums according to the schedule you established. Reviewing your policy and annual report regularly will help keep your strategy aligned with your goals. 9