® Protective Classic Choice term | How it works Term coverage that's just right for your life With Protective Classic Choice term, you can choose the amount of life insurance coverage you need from one of the following term periods. 10 15 20 Years Years Years 25 30 35 40 Years Years Years Years Guaranteed protection to cover everyday expenses and future goals The death bene昀椀t on your policy will be guaranteed and you’ll have the same recurring payment (known as a “premium”) each year during your term period. If you decide to keep your policy after the term period ends, the policy premiums will increase annually but the death bene昀椀t amount will remain guaranteed. The death bene昀椀t from your policy can help cover: Funeral Mortgage and College expenses car payments tuition Outstanding Household Weddings debts expenses 2