The blended solution strategy After examining the family’s budget along with their short- and long-term needs, his 昀椀nancial professional ® suggests a strategy that blends Protective Classic ® Choice term and Protective Strategic Objectives II VUL. Protective Classic Choice term • $250,000 death bene昀椀t • 20 years of coverage • $30.56 monthly premium Protective Strategic Objectives II VUL • $250,000 death bene昀椀t • 60 years of coverage (Endow at age 100) • $152.74 monthly premium How it works: Tailored client coverage Protective Classic Choice term When you think creatively and o昀昀er $ $250k Death Bene昀椀t for $31/mo premium 500K a blended solution to your clients, Protective Strategic Objectives II VUL Death Bene昀椀t you can help give them a deeper $250k Death Bene昀椀t for $153/mo premium sense of 昀椀nancial security. In turn, you may also expand your client reach by receiving more $ referrals from your satis昀椀ed book 250K Death Bene昀椀t of business. $184/month premium payment $153/month premium payment Years 1 – 20 Years 21 – Lifetime* Contact your Protective In the illustration above, $500,000 in total death bene昀椀t coverage representative for help creating a blended is available for 20 years to address Thomas’ short-term needs. After year 20, he can cancel his term policy, leaving him with Protective solution that 昀椀ts Strategic Objectives II VUL to cover his remaining lifetime needs. your clients’ protection needs. *Depending on product/market performance 2
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