13 For Financial Professional Use Only. Not for Use With Consumers. SecurePay Protector benefit withdrawal rates (Effective October 3, 2022) WD Age Single WD Rates Joint* WD Rates 59.5-60 4.50% 4.00% 61 4.80% 4.30% 62 5.10% 4.60% 63 5.40% 4.90% 64 5.70% 5.20% 65 6.00% 5.50% 66 6.05% 5.55% 67 6.10% 5.60% 68 6.15% 5.65% 69 6.20% 5.70% WD Age Single WD Rates Joint* WD Rates 70 6.25% 5.75% 71 6.30% 5.80% 72 6.35% 5.85% 73 6.40% 5.90% 74 6.45% 5.95% 75 6.50% 6.00% 76 6.55% 6.05% 77 6.60% 6.10% 78 6.65% 6.15% 79 6.70% 6.20% 80 6.75% 6.25% WD Age Single WD Rates Joint* WD Rates 81 6.80% 6.30% 82 6.85% 6.35% 83 6.90% 6.40% 84 6.95% 6.45% 85 7.00% 6.50% 86 7.05% 6.55% 87 7.10% 6.60% 88 7.15% 6.65% 89 7.20% 6.70% 90-95 7.25% 6.75% *The joint rate is based on the age of the younger covered person. Do your go-to VAs keep clients in control of their retirement income when plans change? Protective ® Aspirations Variable Annuity does. Retiring early shouldn’t impact your client’s retirement income. That’s why Protective ® Aspirations variable annuity was designed to add more security to your clients’ income goals with guaranteed, age-based withdrawal rates.