SecurePay Investor benefit Maximize growth potential with the optional SecurePay Investor benefit * • Full access to the subaccount investment lineup • Choose single or joint withdrawals when Highlights • Annual step-ups lock in investment growth income starts • Age-based withdrawal rates Issue ages 55-85 Annual costs At issue: 0.50% of bene昀椀t base (0.60% for RightTime) SecurePay Defer up to a cumulative total of three times (3x) your annual withdrawal amount for distribution later without Reserve feature penalty or impacting the bene昀椀t base. Included at no additional cost. Provides higher withdrawal amounts for owners receiving qualifying nursing home care. SecurePay NH1 Withdrawal percentages can increase, up to 10%, for 5 years as a result of a 90-day nursing home stay. Included at no additional cost. RightTime Flexibility to add an optional GLWB after contract issue for only 0.10% *Allocation of purchase payments or contract value to the 昀椀xed account is not permitted under the SecurePay Investor bene昀椀t. 1. SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must: Be con昀椀ned to a quali昀椀ed nursing care facility; be unable to perform two out of six speci昀椀ed Activities of Daily Living or be diagnosed with a severe cognitive impairment; have not been in a nursing home one year before and after purchasing an optional protected lifetime income bene昀椀t. Proof of continued quali昀椀cation is required for each contract year in which this bene昀椀t is claimed. 26 For Financial Professional Use Only. Not for Use With Consumers.
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