AVAILABLE DURING ACCUMULATION AND DISTRIBUTION Take a turnkey approach with Protective Allocation Portfolios available with SecurePay Protector benefit Available during both accumulation and distribution, the SecurePay Protector benefit includes allocation portfolios for a more simplified investment option. This approach still offers some customization based on your clients’ growth goals and investment risk tolerance. Target allocation % % % % % % % % % % % % % % 80 20 70 30 60 40 50 50 40 60 30 70 20 80 Growth Focus Growth Balanced Towards Balanced Growth Balanced Towards Moderate Income Income Focus Growth and Income Income Equity Fixed income 20 For Financial Professional Use Only. Not for Use With Consumers.